Business Checking
Not all checking accounts are created equal. While every account offers check-writing capabilities, UBM provides much more. Whether you prefer secure statement delivery with eStatements, online access, or on-the-go banking with our Ultima Bank App, we have the right solution for your business.
Our Ultima Bank Mobile App also includes Mobile Deposit for single-check deposits at no cost. Add Bill Pay for bill payments, and you’re fully covered! Businesses may also qualify for ACH Manager, enabling payroll submissions and customer payment processing– free of charge (subject to approval).
For more information on our individual account offerings, or to open an account for your business, please come visit us at your local branch. Our bankers will be happy to help you find the account that's right for your business and your short- and long-term goals.
Contact Us Find a Location Current Rates
Benefits with eStatement Delivery
- Fast, secure delivery
- No monthly statement fee
- Free debit card with eStatement enrollment
Fees for Paper Statements
- $10.00 per statement – mailed with images
- $5.00 per statement – additional copies mailed
Account Options
| Account Type | Interest | Minimum to Open | Minimum to Earn Interest | Special Features |
|---|---|---|---|---|
| Commercial Checking | No | $100 | N/A | Basic checking, low minimum |
| Ultima Checking | Tiered | $100 | $1,000 | Highest interest tier |
| Liquid Asset* | Tiered | $100 | $0 | For public entities only High interest, tiered |
Important Information
- Interest begins accruing day of deposit.
- Interest is calculated daily and credited monthly.
- Rates are variable and subject to change.
- Fees may reduce earnings.
- International debit card transactions are subject to a 0.09% ISA fee.