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Welcome to Ultima Bank

Welcome to the new online home for Ultima Bank. When you choose to bank with us, you're getting personal and business accounts built with your needs in mind. Visit your local branch today to get started.
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Consumer Loans

Consumer Loans at Ultima Bank

Life moves fast! The team at Ultima Bank is here to help you keep up and move forward. Contact a member of our lending team today to discuss your loan options.
Meet our Lenders Our Loan Options

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Overdraft Protection

Overdraft protection is a revolving line of credit that automatically covers transactions when your checking account balance falls short. It’s designed to help you avoid overdraft fees and keep your finances running smoothly.


Loan Types We Offer

Loan TypePurposeBenefits
Auto LoansFinance your next vehicle with competitive rates and flexible terms.
  • Affordable monthly payments
  • Flexible repayment options
  • Quick approval process
Home Improvement LoansFrom exterior to interior, we’ve got you covered.
  • Increase home value
  • Customize your living space
  • Competitive interest rates
Household LoansNeed new appliances or furniture? We can help.
  • Affordable financing for essentials
  • Quick and easy application
  • Flexible repayment terms
Personal LoansFor unexpected expenses or personal needs.
  • Fast approval for urgent needs
  • Use funds for any purpose
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