Health Savings Account (HSA) at Ultima Bank
A Health Savings Account is a smart, tax-advantaged way to save for medical expenses — now and in the future. Ultima Bank’s HSA offers competitive interest rates, flexible access, and no monthly fees. Any individual covered under a High Deductible Health Plan (HDHP) is eligible, regardless of age or income.
Start planning for tomorrow’s healthcare needs today because at Ultima Bank, your health and financial well-being go hand in hand. Come see us at your local branch today to open your account.
Find a Location Current Rates
Contribution Guidelines
- Contribution limits are set annually by the U.S. Department of Treasury
- Contributions are tax-deductible
- Withdrawals for qualified medical expenses are tax-free
Account Features
- No minimum balance to open
- No monthly maintenance fee
- Annual maintenance fee: $25
- Free eStatements with images
- Unlimited withdrawals with no transaction limits
- Debit card access for immediate use
- International transactions subject to a 0.09% ISA fee