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Lost/Stolen Debit Card After-Hours Phone Number

Due to our technology upgrade, the after-hours phone number to report a debit card lost or stolen has changed to (800) 754-4128. This phone number can also be found on the back of our new debit cards.
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Health Savings Account

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Health Savings Account (HSA) at Ultima Bank

A Health Savings Account is a smart, tax-advantaged way to save for medical expenses — now and in the future. Ultima Bank’s HSA offers competitive interest rates, flexible access, and no monthly fees. Any individual covered under a High Deductible Health Plan (HDHP) is eligible, regardless of age or income. 

Start planning for tomorrow’s healthcare needs today because at Ultima Bank, your health and financial well-being go hand in hand. Come see us at your local branch today to open your account.
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mother with daughter at doctor

Contribution Guidelines

  • Contribution limits are set annually by the U.S. Department of Treasury
  • Contributions are tax-deductible
  • Withdrawals for qualified medical expenses are tax-free

Account Features

  • No minimum balance to open
  • No monthly maintenance fee
  • Annual maintenance fee: $25
  • Free eStatements with images
  • Unlimited withdrawals with no transaction limits
  • Debit card access for immediate use
    • International transactions subject to a 0.09% ISA fee
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